Mortgages with CCJs

Getting a mortgage or remortgage when you have a County Court Judgement against your name can be difficult. However, if you contact a CCJ mortgage specialist who has expertise in finding mortgages for people with CCJs, you might be suprised at the range of products available. A specialist advisor has access to a panel of lenders in the UK who are sympathetic to people with past credit problems. 

Regardless of the reason as to how your County Court Judgement was acquired, most banks and building societies feel uneasy about lending to people who, in their opinion, have proved that they cannot stick to an agreed repayment schedule.

However, your past credit history should not prevent you from securing a competitive home loan. There are an increasing number of lenders in the UK who are more accepting of individuals with CCJs. A specialist broker will work closely with them and can advise you on the CCJ mortgage products available to you.

Your mortgage should be seen as a programme of credit repair that will ultimately put your repayments back in line with some of the cheapest in the market. 

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To get a free no obligation quote from an independent mortgage broker who has access to over 7,000 mortgage products in the UK, simply complete our no obligation enquiry form.

You'll receive advice on the best deals for you. Quotations are FREE, so it costs you nothing to see what your options are.